![]() So for example bills I have rent, cell phone, car insurance, car note, sports tickets (total $1200 a month) I should clarify i do budget beyond that, it's just that with that system i don't have to think while i'm in public. It'll just be quite a bit looser than before. I plan to continue budgeting even after BS7. In either case, I think a budget is still wise. BS3 or below, can't see how that makes any sense due to having such a tight budget. If someone is past BS3, then perhaps a separate checking is fine and may even make sense since a lot more income will be spent on "fun" things as opposed to bills/debt payoff. If it works for you, awesome, but I personally can't see how a separate "fun money" account (and no budget?) aligns with Dave's teachings at all, or works for someone trying to get out of debt.ĮDIT: I suppose I should clarify. I can't say enough how absolutely awesome the budget has been. Everything else is bills, regular expenses (gas/food) or extra debt payment. What do you consider "standard spending?" My wife and I have only $25/month each for pocket money, plus later there will be some more for occasional camping/boating/dining, but all told I can't see combined "fun money" going over $200/month, out of over $6000 take home.
0 Comments
Leave a Reply. |